Self Employed Mortgages
Self Employed Remortgages from New Start Mortgages
Self Employed Mortgages & Remortgages
As a self employed person you have probably found it difficult to arrange a new mortgage. There are millions of self-employed people in the UK who may have a problem finding self-employed mortgages from a high street lender.
Those people in full-time employment are basically guaranteed to be paid, and references can easily be obtained to prove their income. High street lenders usually prefer this type of applicant as they see less risk involved.
If you are self-employed you could be financially sound and able to keep up your repayments, but that doesn't make it any easier for you to prove you'll keep up payments to your new lender. You will need a self-employed mortgage.
A high street lender will also want to see a few years audited accounts from a qualified accountant before considering you for a self employed mortgage. Even if this information is available, your accountant may have assisted you in mitigating your annual tax bill by keeping your profits low. The good news is that we may not need to ask at all. All we will ask for is your declaration of income earned and sometimes evidence of mortgage payments for the previous year.
To find out how easy it can be simply complete our Enquiry Form. We will search the market and offer you a mortgage illustration all without obligation or commitment.